You can claim spousal benefits as early as age 62, but you won’t receive as much as if you wait until your own full retirement age. For example, if your full retirement age is 67 and you choose to claim spousal benefits at 62, you’d receive a benefit that’s equal to 32.5% of your spouse’s full benefit amount.

Can I collect half of my husband’s Social Security when I turn 62?

Another requirement is that the spouse must be at least age 62 or have a qualifying child in her/his care. The spousal benefit can be as much as half of the worker’s “primary insurance amount,” depending on the spouse’s age at retirement.

How do I get Medicare at age 62?

You can only enroll in Medicare at age 62 if you meet one of these criteria:

1. You have been on Social Security Disability Insurance (SSDI) for at least two years.
2. You are on SSDI because you suffer from amyotrophic lateral sclerosis, also known as ALS or Lou Gehrig’s disease.
3. You suffer from end-stage renal disease.

What are my Social Security benefits if I turn 62?

If you’re turning 62 years old in 2021, you have a FRA of 66 years and 10 months. If you begin claiming before your FRA, your benefits will be permanently reduced.

What happens to spouses Social Security benefits when they reach full retirement age?

Your full spouse’s benefit could be up to one-half the amount your spouse is entitled to receive at their full retirement age. If you choose to begin receiving spouse’s benefits before you reach full retirement age, your benefit amount will be permanently reduced.

How much money does Mary Ann get from Social Security?

Mary Ann qualifies for a retirement benefit of $250 and a spouse’s benefit of $400. At her full retirement age, she will receive her own $250 retirement benefit, and we will add $150 from her spouse’s benefit, for a total of $400.