According to USAA, spouses and former spouses are eligible for coverage. The only difference between the married spouse and former spouse is that the coverage will drop if the former spouse gets married to someone else.

What happens to USAA subscriber account when someone dies?

In the event membership in USAA is terminated for any reason for a period of six months, the amount accumulated in the Subscriber’s Account will be paid to the member. If membership is terminated by the death of a member, payment will be made to the widow(er) or, if there is no surviving spouse, to the estate.

Can you join USAA If your spouse is deceased?

In 2014, USAA extended membership eligibility to widow(er)s of military service members who either retired or died while actively serving; even if the military service member did not join USAA prior to their death.”

How do I close a joint account with USAA?

To close your USAA Bank account, call customer service at 800-531-8722 or visit a local branch.

Can I join USAA If my father served?

Serving in the U.S. military does not make you an automatic USAA member. You actually have to sign up to become a USAA member. So, if you have a parent or spouse who served or currently serves in the U.S. military, then you should encourage them to sign up!

Can I keep USAA after I leave the military?

Generally, USAA membership is open to active, retired, and separated veterans with a discharge type of “Honorable” from the U.S. military and their eligible family members.

Does USAA have a death benefit?

You can convert your term policy with USAA Life Insurance Company to a permanent policy. Lastly, at your death the life insurance pays out as an income-tax-free lump sum to your beneficiaries. Death benefits are generally paid income tax-free to the beneficiary.

Can I join USAA If my deceased father was in the military?

YES. USAA members can pass membership eligibility to step-children as well as biological children. Are children of deceased parents eligible? USAA membership cannot be established posthumously for deceased parents.