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What does unfavorable equity position on vehicle?
When you owe more on your car’s loan than what the vehicle is worth, you’ve got negative equity. You may hear people refer to this situation as being unde...
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Does a cosigned loan show up on credit report?
Being a co-signer itself does not affect your credit score. You will owe more debt: Your debt could also increase since the consignee’s debt will appear o...
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Where do I get a declaration page?
Where can I find my declarations page? The declarations page is usually the first page of your insurance policy. If you can’t find or access your policy p...
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Are special warranty deeds bad?
It will not protect against title issues that arose prior to the time the seller took occupancy. Consequently, it offers less protection to buyers, and mo...
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How are documentary stamps calculated?
Doc Stamps are calculated at a rate of $1.50 per 1,000.00 of the sales price. See examples below for various sale prices. What is the Florida DOC stamp fe...
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How can I check if my car is still financed?
Go to the RTO webiste, click on the ‘Vehicle details’ and provide your Vehicle Regn No etc and then you will get full RC details which may also show the H...
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Can a car loan be charged off?
Yes, a lender can — and often does — charge interest on a car loan that has been charged off. A charge-off is technically an accounting issue that moves t...
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What are the repo laws in California?
In a Nutshell California law permits cars to be repossessed after one late or missed loan payment. Cars may be repossessed after missed insurance payments...
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Can you sell a car without the pink slip in California?
Can You Sell Your Car Without The Title in Hand? If you don’t have the title, you can still legally sell it. You’ll need to complete a Certificate of Titl...
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What are the demand loans?
A demand loan is a loan that a lender can require to be repaid in full at any time. This condition is understood by the lender and the borrower from the o...
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