health
Does cosigning a student loan affect debt-to-income ratio?
Co-signing may affect your ability to borrow. Co-signing a loan increases the “debt” part of your debt-to-income ratio, which may impact your ability to g...
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Can I use my car insurance check for something else?
If you own your car outright, and your insurance company cuts you a check after you file a claim, you can technically do whatever you want with the money,...
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How much negative equity can a dealer take?
This means that your vehicle’s loan shouldn’t exceed more than around 125% of it’s value. Since rolling over negative equity means adding to the total bal...
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How does a lease show up on credit report?
When you lease a car, you’ll have fixed monthly payments for the duration of the lease agreement. As with an auto loan, the creditor will report your mont...
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Is it a good idea to lease a car at 18?
For teen drivers 18 years old or older, leasing might be a good choice — or not. This can become very expensive for young people who drive a large amount ...
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What happens to a lease when you file bankruptcy?
After bankruptcy -Virtually all leases contain provisions that say that if the tenant files bankruptcy, the lease is breached and the tenant can be evicte...
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Does a Cosigners name go on the title?
Generally, co-signing refers to financing, not ownership. Even if the co-signer makes the payments, they’re still not the owner if their name isn’t on the...
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How do I cancel my license plates in Wisconsin?
Cancel the license plate registration through the Department of Transportation and request new license plates. You may do this online, by mail or in perso...
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Who is liable in a sublease?
The tenant is responsible for paying rent and for repairs or damage to the property. That means that if a new subtenant does not pay rent for three months...
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Does a co borrower own the car?
Co-Borrowers and Joint Auto Loans Along with combining income, co-borrowers share equal responsibility for the loan, and both own the car equally. “Borrow...
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