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What happens to loan if cosigner dies?
When your cosigner dies, you do not need to find another cosigner as the estate of the deceased cosigner becomes the new cosigner. If you default on the l...
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How do you sell a boat that is not paid off?
It’s possible to sell your boat and pay off the loan at approximately the same time. As long as you and the buyer agree on the circumstances of the sale, ...
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Can auto loans be modified?
Auto loan modifications are simply adjustments to your monthly payments (and sometimes your interest rate) which are made to help you avoid repossession. ...
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How long do you have to return a new vehicle in Texas?
Under Texas Law, you do not have 3 days to cancel the purchase like you may with some transactions the dealer is required to register and title the vehicl...
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Can you get an auto loan with 590 credit score?
A 590 FICO® Score is considered “Fair”. Mortgage, auto, and personal loans are somewhat difficult to get with a 590 Credit Score. Lenders normally don’t d...
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Can you own a handgun under 21 in Colorado?
In Colorado, it is illegal for someone under the age of 18 to possess or purchase a handgun. Those are the exceptions for someone who’s under the age of 1...
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Can you cancel a contract within 72 hours?
The 72-hour contract law allows consumers the right to cancel a contract during what is referred to as a “cooling off” period. The timeframe for canceling...
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How do you calculate room and board value?
If more than one person occupies a single room, divide the assumed value of the room by the number of people who occupy it. Add the assumed value of board...
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Do you have to pay for extra miles on a lease if you buy the car?
Most leasing companies charge around 15 to 20 cents per mile over the amount allowed in the contract, commonly 12,000 miles per year. If you’re way over t...
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How do you keep your car if you are behind on payments?
Here are a few: Give the car back to the lender. If you don’t want to keep your car, or you realize that the payment is too much, you can surrender it to ...
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