health
How do you calculate room and board value?
If more than one person occupies a single room, divide the assumed value of the room by the number of people who occupy it. Add the assumed value of board...
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Do you have to pay for extra miles on a lease if you buy the car?
Most leasing companies charge around 15 to 20 cents per mile over the amount allowed in the contract, commonly 12,000 miles per year. If you’re way over t...
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How do you keep your car if you are behind on payments?
Here are a few: Give the car back to the lender. If you don’t want to keep your car, or you realize that the payment is too much, you can surrender it to ...
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What is the sales tax in NJ on cars?
7% New Jersey collects a 7% state sales tax rate on the purchase of all vehicles. In addition to taxes, car purchases in New Jersey may be subject to othe...
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How long is bill of sale good for?
one year How long should I keep a bill of sale? Whether you’re the seller or the buyer, you should keep a bill of sale for at least one year after the tra...
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Does the cosigner have to be present when selling a car?
Cosigners are common for first-time car buyers, or those who simply had a lower credit score. A cosigner doesn’t get any rights to the car that they cosig...
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How do you prove ownership without a title?
Some states don’t require a title to prove ownership for older vehicles. Get a copy of the previous owner’s registration so you can register the vehicle i...
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What happens if a car dealership goes out of business?
Most car loans are through banks and not the actual car dealership. When the car dealership goes out of business the bank still owns your loan. Sometimes ...
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Can a loan be Cancelled after approval?
You can cancel your personal loan application even after it has been approved by the financial lender. Usually, unless it is an instant personal loan, the...
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Can I keep both cars in Chapter 7?
In some cases, you can keep two cars when you file for Chapter 7 bankruptcy. Also, if you’re making car payments, must be current on the loan, and you mig...
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