You can also get basic benefit estimates by calling the Social Security Administration at 800-772-1213.

Where do I find my estimated Social Security benefit?

How can I get a Social Security Statement that shows a record of my earnings and an estimate of my future benefits? You can get your personal Social Security Statement online by using your my Social Security account. If you don’t yet have an account, you can easily create one.

What is the average gross Social Security benefit?

Social Security benefits are much more modest than many people realize; the average Social Security retirement benefit in June 2020 was about $1,514 a month, or about $18,170 a year. (The average disabled worker and aged widow received slightly less.)

How does Social Security look at gross income?

Social Security looks at gross income to determine whether you’re meeting or exceeding substantial gainful activity (SGA). If you receive SSDI and are still in your Trial Work Period (TWP), Social Security looks at your gross earnings to determine if you’ve used one of your TWP months.

What do you need to know about Social Security benefits?

The Social Security Administration tracks how much you earn during your life using your Social Security number. At retirement, your benefits will depend on how much you earned. More earnings mean higher benefits. You’ll need at least 10 years of work to qualify for retirement benefits. DID YOU KNOW?

How is the amount of Social Security benefits calculated?

Social Security benefits are typically computed using “average indexed monthly earnings.” This average summarizes up to 35 years of a worker’s indexed earnings. We apply a formula to this average to compute the primary insurance amount ( PIA ). The PIA is the basis for the benefits that are paid to an individual.

What’s the maximum amount of money you can get per month from Social Security?

En español | The most an individual who files a claim for Social Security retirement benefits in 2021 can receive per month is: $3,895 for someone who files at age 70. $3,148 for someone who files at full retirement age (currently 66 and 2 months).