How long does it take for refund to direct deposit?
Emily Baldwin 
Tax refund process
| Delivery type | Delivery time (date filed – receipt of tax refund) |
|---|---|
| E-file with direct deposit | 1-3 weeks |
| Paper file with direct deposit | 3 weeks |
| E-file with refund check in the mail | 6-8 weeks |
| Paper file with refund check in the mail | 6-8 weeks |
What time do refunds get deposited into bank account?
Normally they sent to your bank between 12am and 1am. That does not mean it will go directly into your bank account. You bank can take up to 5 days to deposit it but normally it only takes a few hours.
Why was my tax refund mailed instead of direct deposit?
Why am I receiving a paper check? The IRS limits the number of direct deposit refunds to the same bank account or on the same pre-paid debit card. Because your request exceeded our direct deposit limits, we’re sending you a paper check instead.
Can a refund be deposited into another account?
You should not request a deposit of your refund into an account that’s not in your own name. The IRS handles account or routing number errors the same for both split refunds and regular direct deposits.
How do I direct deposit my federal tax refund?
You can use your tax software to do it electronically. Or, use IRS’ Form 8888, Allocation of Refund (PDF) (including Savings Bond Purchases) if you file a paper return. Just follow the instructions on the form. If you want IRS to deposit your refund into just one account, use the direct deposit line on your tax form.
What happens if you send the IRS a direct deposit?
In this case, the IRS will send you a paper check for the entire refund instead of a direct deposit. You incorrectly enter an account or routing number and the number passes the validation check, but your designated financial institution rejects and returns the deposit to the IRS.
Which is better direct deposit or paper refund?
Whether you file electronically or on paper, direct deposit gives you access to your refund faster than a paper check. Direct deposit also avoids the possibility that your check could be lost or stolen or returned to IRS as undeliverable. Where’s My Refund?
