No Limits on Unearned Income While a disabled (nonblind) person applying for or receiving SSDI cannot earn more than $1,310 per month by working, a person collecting SSDI can have any amount of income from investments, interest, or a spouse’s income, and any amount of assets.

How much money can I make a year and still collect Social Security disability?

During the trial work period, there are no limits on your earnings. During the 36-month extended period of eligibility, you usually can make no more than $1,310 ($2,190 if you are blind) a month Page 8 5 in 2021 or your benefits will stop. These amounts are known as Substantial Gainful Activity (SGA).

How long do you have to work to collect SSDI?

Most SSDI recipients need to have worked recently, usually any 5 of the past 10 years. If you have worked intermittently, but have earned income within the past couple of years, you may be eligible for Social Security disability benefits.

How much income can I make while on SSDI?

While a disabled (nonblind) person applying for or receiving SSDI cannot earn more than $1,180 per month by working, a person collecting SSDI can have any amount of income from investments, interest, or a spouse’s income.

What happens if you make 800 a month on SSDI?

If you’re making only $800 per month, none of those months will count as a trial work month, and this income won’t affect your SSDI benefit at all. Technically, you can continue to make that amount indefinitely.

How much can you make on SSDI without trial work?

(Without the trial work period, in any month you made over the SGA amount, Social Security would consider you able to work and could terminate your benefits.) If you’re making only $800 per month, none of those months will count as a trial work month, and this income won’t affect your SSDI benefit at all.

How is SSI calculated if you make$ 765 per month?

For example, if you are making $765 per month, the SSA will county only $350 (half of $765-$65) as income. Subtracting $350 from $783 will give you an SSI check of $433. Even though your SSI check is lowered, you end up having more income per month when you put your SSI check and your income together.