If your third-round stimulus payment is lost, stolen or destroyed, you can ask the IRS to perform a “payment trace” to see if your check was cashed or direct deposit misdirected. Ultimately, if everything goes smoothly, you’ll be issued a new payment. So, you won’t get your stimulus money right away.

What do I do if I think someone stole my stimulus check?

Do you think your economic impact payment has landed in the hands of an identity thief? You can report it to the FTC and the IRS at the same time. Here’s what to do. Visit IdentityTheft.gov, the government’s one-stop resource for people to report identity theft and get a personal recovery plan.

What to do if your third stimulus check is lost, stolen or destroyed?

If your third-round stimulus payment is lost, stolen or destroyed, you can ask the IRS to perform a “payment trace” to see if your check was cashed or direct deposit misdirected. Ultimately, if everything goes smoothly, you’ll be issued a new payment. That’s the good news. But there’s some less than thrilling news, too.

How can I find out if my stimulus payment was sent?

Your first stop should be IRS.gov to check the Get My Payment tool. From there, you’ll be able to see when your EIP2 was sent, if it was directly deposited or mailed as a check, where it is headed, and so on. You can also confirm through Get Transcript by requesting an account transcript.

What happens if my stimulus check is not cashed?

First, whether or not your check was cashed, the IRS won’t reissue your payment. Instead, you’ll have to claim the amount you’re owed as a “recovery rebate” credit on your 2020 tax return, which means you won’t get your stimulus check money right away.

What to do if your stimulus check has expired?

Thankfully, if you somehow miss this deadline, it’s possible to get a replacement for a check that has expired. You can ask for a payment trace if you think your stimulus check was destroyed, lost, or stolen. Alternatively, people can request a replacement for a lost EIP card.