What happens if your stimulus check is destroyed?
Emma Jordan
Fortunately, the IRS has a procedure to help. If your third-round stimulus payment is lost, stolen or destroyed, you can ask the IRS to perform a “payment trace” to see if your check was cashed or direct deposit misdirected. Ultimately, if everything goes smoothly, you’ll be issued a new payment. That’s the good news.
How do I replace a lost stimulus card?
The IRS says people who lost or got rid of their Economic Impact Payment debit card can request a free replacement by calling Metabank, the U.S. Department of Treasury’s financial agent, at 800-240-8100. More information about stimulus payments and the Economic Impact Payment debit cards can be found at
How much was the second stimulus check?
The second stimulus checks for the COVID-19 relief package are set to total $600 per person, with phase outs based on adjusted gross income limits that are similar to the first relief package. Families also get additional $600 payments for each qualifying dependent under age 17.
What happens if you lose your stimulus debit card?
Unfortunately for those recipients, the debit cards are legitimate stimulus payments worth potentially thousands of dollars, depending on the household. What the EIP cards look like. Replacing the lost cards required calling MetaBank Customer Service, the bank mailing the cards and paying a fee to get a new card shipped.
What should I do if I Lost my stimulus card?
Select the “lost/stolen” option from the prompts on the automated phone directory. The first replacement card is free. Subsequent replacements cost $7.50. If you are unsure of the status of your stimulus, the IRS website allows you to track your payment at
How much does it cost to replace a stimulus card?
The first replacement card is free. Subsequent replacements cost $7.50. If you are unsure of the status of your stimulus, the IRS website allows you to track your payment at
Where did the stimulus debit cards come from?
There was one problem with the agency’s strategy, though: Recipients thought the cards — which came in unmarked envelopes from MetaBank, N.A., a bank many have never heard of — were scams, and some reportedly threw them away or destroyed them.