If your car insurance policy is cancelled in the middle of your term, whether it’s by you or the insurer, you’re generally eligible for a refund of whatever premium you haven’t used.

What is a premium refund check?

A clause included in certain policies, which grants the beneficiary a refund on the face amount of their policy, including all of the premiums that they have paid so far.

What happens to my premium when my insurance policy is cancelled?

When a policy is cancelled, insurance companies use a variety of methods to determine how much of your premium will be refunded to you. The method used is dependent on the reason that the policy is being cancelled in the first place. Outlined below are three of the most common cancellation methods used and the related refund implications.

How long does it take to get a refund from a canceled insurance policy?

How long it takes to get a refund from a canceled insurance policy depends on your provider. Progressive is known to refund a canceled policy in seven days, but it can take two to four weeks to get a refund from a canceled insurance policy from most companies.

When do you get a premium refund on an insurance policy?

The most common type of premium refund occurs when the insurance is purchased for a specific time frame but the policyholder cancels it before that time period is up. If the insurance has gone unused, a refund is issued. Refunds are still possible if some money has been paid through the policy, but it is more difficult to acquire one.

Where do I Mail my cancelled insurance check?

The insured, who had previously had his policy temporarily cancelled for non-payment, was able to pay the payment in person to his local insurance agent or could mail it to the insurer at a payment center in Kansas. The insured claimed that he wrote the premium check and mailed it on December 2.