You won’t have to repay any part of your premium credits, no matter how high your 2021 income turns out to be. One way to avoid having to pay back all or part of your Affordable Care Act premium assistance is to report to your health exchange any changes in your income during the year.

What does it mean to get health insurance through the marketplace?

A health insurance marketplace is a place where you can shop and sign up for affordable health insurance plans. A marketplace is sometimes called “the exchange.” Marketplaces sell health insurance policies that may be subsidized by the federal government, depending on your income and family size.

How long does a marketplace appeal take?

The Marketplace Appeals Center will send you a notice in the mail confirming receipt of your appeal and giving more information about the appeal process within 7-10 business days. If your appeal request is accepted, the Marketplace Appeals Center will review your appeal.

How do I appeal to the marketplace?

How do I file an appeal? Visit to fill out the Marketplace Eligibility Appeal Request Form. Sign and submit it online. Or, you can send in a paper form or letter.

What to do if you received a letter from marketplace?

If you received a letter from us, but think you’ve already submitted your documents, or have questions, we’re here to help. Call the Marketplace Call Center at 1-800-318-2596 and tell them you got a data matching warning notice. TTY users should call 1-855-889-4325. The call is free.

What do I need to know about the health insurance marketplace?

Among other things, Form 1095-A reports the total monthly health insurance premiums paid to the insurance company you selected through the Marketplace. It lists the amount of premium assistance you received in the form of advance payments of the premium tax credit that were paid directly to your insurance company, if any.

When do I get my health insurance statement?

Health care insurance purchased through the Marketplace. If you purchased health care insurance through the Marketplace, you should receive a Form 1095-A, Health Insurance Marketplace Statement, at the beginning of the tax filing season.

When to report changes in health insurance coverage?

If you enrolled in insurance coverage through the Marketplace, you should report any changes in your circumstances — like changes to your household income or family size — to the Marketplace when they happen. Changes in circumstances may affect your advance payments of the premium tax credit.